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Version: 1.0.0 | Published: 23 Feb 2026 | Updated: 23 days ago

Living Beyond Means

Dataset

Summary

Theme:
  • Economy and finance
  • Population and society
Description:
Examines the proportion of current accounts where debit exceeds 120% of credit.
Identifier:
DS_EWE_LBM
Access Tier:
Safeguarded

Documentation

Documentation:
This dataset looks at current account holders who are living beyond their current means. This variable is an aggregate measure of the preceding 13 weeks. It is created by summing the credits and the debits per account, then counting the number of accounts where debit exceeds 120% of credit.
Collection:
This dataset forms part of the Economic Wellbeing collection

Coverage

Spatial

Spatial Coverage:
Scotland
Geographical Levels:
Eurostat NUTS level 2

Temporal

Start Date:
01 February 2024
End Date:
01 March 2025
Frequency:
STATIC
Date of Latest Release:
01 June 2025
Date of First Release:
01 June 2025
Temporal Aggregation:
Weekly

Provenance

Origin

Purpose:
Administrative
Source:
Personal current account records from a major UK high street banking group

Access and Governance

Usage

Data Use Requirements:
General research use

Access

Data Controller:
Smart Data Foundry
Licence:
License Not Specified

Format and Standards

Language:
English
Format:
  • CSV
  • Parquet