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Version: 1.0.0 | Published: 23 Feb 2026 | Updated: 29 days ago

Overdrawn Accounts

Dataset

Summary

Theme:
  • Economy and finance
  • Population and society
Description:
Looks at the proportion of current accounts that have two or more negative balance events in a rolling five-week period.
Identifier:
DS_EWE_OU
Access Tier:
Safeguarded

Documentation

Documentation:
This dataset looks at overdrawn accounts across different subgroups of current account holders. The variable is an aggregate measure of the preceding five weeks. It is created by representing persistently overdrawn accounts as two or more negative balance events, counting the number of accounts that exceed this threshold.
Collection:
This dataset forms part of the Economic Wellbeing collection

Coverage

Spatial

Spatial Coverage:
Scotland
Geographical Levels:
Eurostat NUTS level 2

Temporal

Start Date:
01 February 2024
End Date:
01 March 2025
Frequency:
STATIC
Date of Latest Release:
01 June 2025
Date of First Release:
01 June 2025
Temporal Aggregation:
Weekly

Provenance

Origin

Purpose:
Administrative
Source:
Personal current account records from a major UK high street banking group

Access and Governance

Usage

Data Use Requirements:
General research use

Access

Data Controller:
Smart Data Foundry
Licence:
License Not Specified

Format and Standards

Language:
English
Format:
  • CSV
  • Parquet